How to apply?

Securing your health coverage with our guidance through Obamacare (Affordable Care Act or ACA) is a much easier process than you might imagine when you have the right support. At TaxPlus Insurance, we guide you step by step, applying the expert knowledge of our trusted agents. This means you won’t have to navigate the complexities of the Health Insurance Marketplace alone.

We make sure you find the ideal plan for you and your family, without complications! This includes helping you understand the different levels of coverage (bronze, silver, gold, platinum), identifying whether you qualify for subsidies that can significantly reduce your monthly premiums (premium tax credits) or your out-of-pocket costs (cost-sharing reductions), and explaining the essential benefits that all plans must cover, such as preventive care, prescription drugs, and emergency services.

We make sure you find the ideal plan for you and your family, without complications!

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Process with guidance from TaxPlus Insurance

Simplify your access to Obamacare coverage with TaxPlus Insurance. Avoid the complexity of navigating alone and connect directly with an expert agent dedicated to finding the ideal plan for you.

Schedule a personalized consultation, whether in person, by phone, or virtually, and provide us with the necessary information. We will present you with clear options and guide you in choosing the coverage that best fits your needs.

Your agent will complete the enrollment on your behalf, ensuring a fast and error-free process.

At TaxPlus Insurance, your peace of mind and access to healthcare are our priority

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With TaxPlus Insurance, get personalized advice that clarifies all your questions about Obamacare. We provide expert assistance with documentation, simplifying the gathering of requirements.

We make the enrollment process easier, especially if you prefer to avoid the complexity of the online system. Your peace of mind and understanding are our priority.

Categorías del Obamacare
Bronce

Bronze: Has the lowest cost. The insurance company only needs to cover 60% of your medical expenses

Plata

Silver: Insurance companies must cover 70% of your medical expenses, so your cost is relatively low. This plan choice is convenient if you qualify for assistance and need greater coverage.

Oro

Gold: Has the lowest out-of-pocket costs, as the company pays 80% of your expenses. This type of coverage is ideal for those who make frequent doctor visits each month and need prescriptions.

Platino

Platino: The platinum plan covers 90% of incurred medical expenses, which means most of your out-of-pocket costs will be low, but your monthly premium will be high. It is ideal for patients who have monthly doctor visits and may even require future hospitalization.

Catastrofico

Catastrophic: EThis is the lowest-cost plan. It is available for those with financial hardship. 60% of your medical expenses are covered, with a very low monthly premium.

Types of plans within categories``

These plans can be further separated by type. Most fall into the following categories:

HMO

(Health Maintenance Organization)

HMO-POS

(Health Maintenance Organization Point of Service)

PPO

(Preferred Provider Organization)

MSA

(Medical Savings Account)

PFFS

(Private Fee-for-Service)

Enrollment periods

It is essential to be aware of the open enrollment periods for the Health Insurance Marketplace. This period runs from early November to mid-January each year.

During this time, you have the opportunity to enroll in a health plan for the first time, make changes to your current coverage, or renew your plan for the following year.

Enrollment outside of this period usually requires a qualifying life event. Knowing these dates is crucial for advance planning that ensures continuous medical coverage. Additionally, it is important to notify your insurer or the insurance marketplace of any significant changes in your situation, such as employment or income, to ensure your coverage remains appropriate.

At TaxPlus Insurance, we keep you informed about these important deadlines so you never miss the opportunity to secure your well-being.

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