- Coverage for Pre-existing Conditions: Obamacare prohibits insurers from denying coverage to people with pre-existing conditions.
- Subsidies to Pay Premiums: Many people qualify for government subsidies to help pay their health insurance premiums.
- Medicaid Expansion: In many states, Medicaid has been expanded to cover more people, including some low-income legal immigrants.
- More Health Plan Options: The health insurance marketplaces offer a variety of plans, so people can choose the one that best fits their needs and budget.
Obamacare Benefits
Minimum Essential Coverage
To successfully navigate the Affordable Care Act (ACA) and secure the coverage you need, it’s important to understand some key provisions.
The open enrollment period, which happens annually, is the main window to obtain coverage through the Health Insurance Marketplace, though there are also options to purchase coverage outside the Marketplace. The law guarantees minimum essential coverage, which includes crucial aspects of health, such as comprehensive maternity care, pediatric care, emergency treatments, hospitalization and surgeries, mental health services, outpatient medical visits, prescription drugs, preventive care, therapy, and rehabilitation.
At TaxPlus Insurance, we guide you to understand and make the most of these provisions, ensuring that you and your family have the right health protection.
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