What is Obamacare?

Obamacare, or the Affordable Care Act (ACA), is a transformative law whose main goal is to make health care accessible and affordable for all citizens and legal residents.

Through the creation of Health Insurance Marketplaces, you can compare and choose the plan that best fits your needs.

The ACA expanded Medicaid for low-income families and eliminated discrimination based on pre-existing medical conditions, ensuring that everyone has the opportunity to obtain the coverage they deserve

At TaxPlus Insurance, we guide you to make the most of the benefits of Obamacare.

Doctora en un circulo
At TaxPlus Insurance, we guide you to make the most of the benefits of Obamacare.
Main functions
Expansion of coverage
Protection for consumers
  • Health Insurance Marketplaces: Created health insurance marketplaces where individuals can compare and purchase plans that fit their needs and budget
  • Medicaid Expansion: Expanded eligibility for Medicaid, a health insurance program for low-income individuals, meaning that more people can now access health coverage
  • Coverage for pre-existing conditions: Prohibits insurers from denying coverage or charging higher rates to people with pre-existing medical conditions.
  • Dependents: Allows adult children up to age 25 to remain on their parents’ health plan.
  • Preventive services: Covers a wide range of preventive services at no additional cost to the patient.
Cost reduction
  • Subsidies: For people with low incomes, these help pay for their health insurance premiums.
  • Cost-sharing reduction: Helps lower out-of-pocket costs, such as deductibles and copayments, making health care more affordable
Insurance market reforms
  • Essential Standards: Sets minimum standards for health plans, ensuring that all plans cover certain essential benefits.
  • Medical Device Tax: Helps fund the reform.
  • Individual Mandate: (It was previously mandatory, though it is currently under legal dispute) Required most people to have health coverage or pay a penalty.
I WANT A FREE CONSULTATION

    Mujer frente a telefono con diadema telefonica